When I read “Rich Dad, Poor Dad”, I took away three lessons on building wealth that I’ve carried with me through my life and career. I learned that most people work for money, but the rich make money work for them; and that it’s not how much money you make — it’s how much you keep.

I also learned that rich people acquire assets, but others acquire liabilities they only think are assets; and that financial struggle often comes from a lifetime of working for someone else.

I became a fan of Robert Kiyosaki . His book “Rich Dad, Poor Dad” opened my eyes to the world of wealth.

Early in life I learned there are fundamental differences between how the rich think and act toward money compared to everyone else.

I began to adopt those same thoughts and strategies, and found them to be completely true. There were four crucial lessons from “Rich Dad, Poor Dad” that changed my financial life:

1. Most people work for money —

rich people have money work for them This lesson has become such a cliché that many consider it to be a myth. But it’s absolutely true. Talk to just about anyone about how to make money, and the conversation will inevitably gravitate toward jobs.

That’s not wrong thinking either, at least not early in your life. The first step toward building wealth is generating a basic income.

If you have no assets, and no skills you can sell to the general public in exchange for money, a job is certainly the most convenient way to produce a cash flow.

But the difference between rich people and everyone else is that the rich don’t stay in the job phase for very long. They realize early that to become rich, they need to become the people who hire others into jobs, and not a job holder.

By contrast, the rest of us typically spend our lives in the job phase. And we’re trapped once they believe that a job is the only way to earn money. That locks you into working for money for the rest of your life. But the rich learn the virtue of becoming business owners early. And running a business is, more than anything else, about learning how to leverage resources and people to earn more money than you ever could by exchanging your own labor for a wage.

For example, as a business owner, you can gravitate toward your talents — those skills and abilities you have that hold the greatest potential for you to earn big money. Once there, you can either hire others as employees or use subcontractors to do the work that generates the income.

Essentially, you become the overseer of the business, rather than a front-line worker. As the business becomes more profitable, you invest some of those profits into building your business and increasing your income.

2. It’s not how much money you make that matters — it’s how much money you keep

One of the behaviors that most separates the rich — especially the self-made rich — from others is the emphasis on saving money.

One of the fundamental obstacles for most people is that budgetary priority goes to spending.

Saving gets only what’s left over. For example, let’s say you have a net household income of $5,000 per month. After paying necessary expenses and a few luxuries, you have $250 left to put into savings. That means only 5% of your net monthly income is going into savings. And in many households, even that amount is swallowed up by unexpected expenses. In others, the amount seems so insignificant the savings effort is abandoned entirely. The situation is very different among the rich, particularly among those who aspire to become wealthy. Though financial planners may recommend saving and investing 10% or 15% of your income on a regular basis, the aspiring rich may save 30%, 40%, and even 50% or more of their income.

T. Harv Eker in his best selling book the secrets of the millionaire mind says ” Rich people are good money managers” the rich get richer simply because they know how to manage their income. This thought goes right to what Robert said in Rich Dad, poor Dad.

3. Rich people are smart workers

While some of us spend time working hard every day, rich people are just smart at what they do. The myth of our life is: Work hard, then you’ll become Rich. Rich people are not just hard workers, they are smart workers . Therefore they get richer and we keep getting poorer.

It’s time to make a decision to not only keep working hard but also to keep working smart because this is the best way to wealth creation.

There are more lessons I got from Rich Dad,Poor Dad book which I no longer stop implementing in my life.

Hope these lessons will help you as well!,

💎 could you please tell me what you really got from this article that you’re ready to implement in 2021?

• Are you ready to learn how to make money will work for you?

• Are you now willing to learn the basic skills on investment?
• Do you really want to become a good money manager?

Success has been an issue broadly discussed and defined by different approaches.

Some say that being successful means being wealthy. Others associate success with popularity and power.

A third approach would relate success with social and emotional well-being.

So we come to the questions: “When can be someone considered successful?” and “What skills make success easier to achieve?”

In order to answer the second question, we should have a point of view about what success is.

I consider that someone is really successful when that person is able to handle and enjoy social relationships.

A leader can be powerful and recognized, but if he is unable to enjoy his leadership and feels lonely because he cannot establish a deep friendship, can we really say such leader is successful? On the other hand, a wealthy person may have all the possessions money can buy, but again, what if he cannot manage a marriage or a friendship? This person is likely to feel lonely and unsatisfied.

Developing social abilities may be a very helpful skill for a person to learn, in order to be successful in the socialemotional side of his or her life. One ability to develop could be effective and assertive communication.

Many misunderstandings and conflicts can be prevented if we express our ideas clearly and respectfully, and if we learn to ask for clarification when we feel threatened or offended by something someone told us. Another ability could be learning to handle teamwork.

We need to learn to work with others at work, at home, at school, in our community. Getting into an agreement with our parents, children, coworkers and friends is a situation that can become hard to handle sometimes. Dealing with teamwork can be really helpful.

Finally we could add the ability to deal with conflicts with others and conflicts with our own wishes or decisions. We will always find obstacles in our paths; it can be quite useful to know how to overcome them.

In my opinion, I would define success as being able to enjoy what you have, what you do and who you deal with everyday. And to achieve success, you should have skills that help you handle relationships with your peers.

We are social creatures; we need each other to succeed, and to enjoy our success.

“It is never too late to learn” is an English proverb meaning that people should never stop learning all their life. In other words, life is a process of constant learning, which enables an individual to make continuous progress to perfect him or her as a human being. Therefore, I deem the ability to learn is the most important skill of a person in the world today to achieve any accomplishments.

We are living in an era of knowledge explosion. There are too many skills to be grasped by a single individual within a comparatively short period of time. Skills considered necessary nowadays include English, computer, driving, etc.

It is not very likely for a fresh college graduate to be proficient in all these skills. The most possible occurrence is that a person first chooses his field of profession and then starts to master those required skills in his field. Thus, I argue that the ability to learn new skills is more essential than the skills themselves.

Another reason for my avocation for the learning ability is that if a person is capable of acquiring new knowledge soon, he must be a smart, trainable and adaptable person who is what the rapidly developed society needs.

In a society fraught with new difficulties and problems, a quick-witted person, when faced with them, will come up with solutions more easily than those who only know “the skills.” That is why I believe the capacity to acquire knowledge carries more weight than “the knowledge” itself. In short, in a time teeming with many unprecedented events, the problem-solving ability or new knowledgeacquiring skill is the most crucial one necessary for a person who wants to be successful.

Nowadays people say that we have stepped into “The Information Age”, therefore computer skills are one of the most important skills in today’s society.

Being able to operate a computer is an advanced technique and can increase one’s work efficiency and simplify many works. Using a computer can help people do many complex works. You can calculate a very complex arithmetic problem. Many arithmetic problems in engineering are too complex to work out by hands.

A computer can do these works conveniently and easily. You can also look for some references from a foreign country from a computer if you login in the Internet. You can save your documents in some discs on a computer no matter how large they are and you do not need to take a lot of paper. Using a computer can increase your work efficiency. With its help, you can book plane tickets and hotel rooms for a business trip. You can easily compile your files in a shorter time and retrieve them whenever you need.

If you are an engineer, you can control machines automatically with the help of a computer. The products are more precise than those controlled by hands and the product efficiency is higher.

You can save a lot of time to consider other things and this is important for your success. If you can operate a computer, you can sit down in your own home and control distant work.

All you need to do is pressing some keys. With the help of a computer, your work can be simplified. You also can use a computer to communicate with your friends by e-mails and it is quicker and safer than ordinary means.

There are many other skills a person should learn to be successful, but I think that being able to operating a computer is the most important.

Thanks for reading this article and I hope you’ve found it useful. My goal here is to help you master the inner talent you have so that you can achieve your goals in a more efficient way, I’m also using my time providing my life coaching sessions about personal and career development plan. If you really want to change something in your life in 2021, I think that this program will be useful.

Find more details at Personal (Career) development plan

WAYS TO READ BOOKS AND PRACTICE EVERYTHING

There are many benefits to reading more books , but perhaps my favorite is this: A good book can give you a new way to interpret your past experiences.

Whenever you learn a new mental model or idea, it’s like the “software” in your brain gets updated. Suddenly, you can run all of your old data points through a new program.

You can learn new lessons from old moments. As Patrick O’Shaughnessy says, “Reading changes the past.” Of course, this is only true if you internalize and remember insights from the books you read.

Knowledge will only compound if it is retained. In other words, what matters is not simply reading more books, but getting more out of each book you read.

Gaining knowledge is not the only reason to read, of course. Reading for pleasure or entertainment can be a wonderful use of time, but this article is about reading to learn. With that in mind, I’d like to share some of the best reading comprehension strategies I’ve found.

1. Quit More Books

It doesn’t take long to figure out if something is worth reading. Skilled writing and high-quality ideas stick out. As a result, most people should probably start more books than they do.

This doesn’t mean you need to read each book page-by-page. You can skim the table of contents, chapter titles, and subheadings. Pick an interesting section and dive in for a few pages. Maybe flip through the book and glance at any bolded points or tables. In ten minutes, you’ll have a reasonable idea of how good it is. Then comes the crucial step:

Quit books quickly and without guilt or shame. Life is too short to waste it on average books.

The opportunity cost is too high. There are so many amazing things to read. I think Patrick Collison, the founder of Stripe, put it nicely when he said, “Life is too short to not read the very best book you know of right now.” Here’s my recommendation: Start more books. Quit most of them. Read the great ones twice.

2. Choose Books You Can Use

Instantly One way to improve reading comprehension is to choose books you can immediately apply. Putting the ideas you read into action is one of the best ways to secure them in your mind. Practice is a very effective form of learning .

Choosing a book that you can use also provides a strong incentive to pay attention and remember the material. That’s particularly true when something important hangs in the balance. If you’re starting a business, for example, then you have a lot of motivation to get everything you can out of the sales book you’re reading. Similarly, someone who works in biology might read The Origin of Species more carefully than a random reader because it connects directly to their daily work.

Of course, not every book is a practical, how-to guide that you can apply immediately, and that’s fine. You can find wisdom in many different books. But I do find that I’m more likely to remember books that are relevant to my daily life. 3. Create Searchable Notes Keep notes on what you read. You can do this however you like. It doesn’t need to be a big production or a complicated system. Just do something to emphasize the important points and passages. I do this in different ways depending on the format I’m consuming.

I highlight passages when reading on Kindle. I type out interesting quotes as I listen to audiobooks. I dog-ear pages and transcribe notes when reading a print book. But here’s the real key: store your notes in a searchable format. There is no need to leave the task of reading comprehension solely up to your memory. I keep my notes in Evernote .

I prefer Evernote over other options because 1) it is instantly searchable, 2) it is easy to use across multiple devices, and 3) you can create and save notes even when you’re not connected to the internet.

Of course, your notes don’t have to be digital to be “searchable.” For example, you can use Post-It Notes to tag certain pages for future reference. As another option, Ryan Holiday suggests storing each note on an index card and categorizing them by the topic or book.

The core idea is the same: Keeping searchable notes is essential for returning to ideas easily. An idea is only useful if you can find it when you need it.

4. Combine Knowledge Trees

One way to imagine a book is like a knowledge tree with a few fundamental concepts forming the trunk and the details forming the branches. You can learn more and improve reading comprehension by “linking branches” and integrating your current book with other knowledge trees.

For example: ● While reading The Tell-Tale Brain by neuroscientist V.S. Ramachandran, I discovered that one of his key points connected to a previous idea I learned from social work researcher Brené Brown.

● In my notes for The Subtle Art of Not Giving a F*ck , I noted how Mark Manson’s idea of “killing yourself” overlaps with Paul Graham’s essay on keeping your identity small .

● As I read Mastery by George Leonard, I realized that while this book was about the process of improvement, it also shed some light on the connection between genetics and performance. I added each insight to my notes for that particular book. Connections like these help you remember what you read by “hooking” new information onto concepts and ideas you already understand.

As Charlie Munger says, “If you get into the mental habit of relating what you’re reading to the basic structure of the underlying ideas being demonstrated, you gradually accumulate some wisdom.” When you read something that reminds you of another topic or immediately sparks a connection or idea, don’t allow that thought to come and go without notice.

Write about what you’ve learned and how it connects to other ideas.

5. Write a Short Summary

As soon as I finish a book, I challenge myself to summarize the entire text in just three sentences. This constraint is just a game, of course, but it forces me to consider what was really important about the book. Some questions I consider when summarizing a book include:

● What are the main ideas?

● If I implemented one idea from this book right now, which one would it be?

● How would I describe the book to a friend? In many cases, I find that I can usually get just as much useful information from reading my one-paragraph summary and reviewing my notes as I would if I read the entire book again. If you feel like you can’t squeeze the whole book into three sentences, consider using the Feynman Technique. The Feynman Technique is a note-taking strategy named after the Nobel Prize-winning physicist Richard Feynman. It’s pretty simple:

Write the name of the book at the top of a blank sheet of paper, then write down how you’d explain the book to someone who had never heard of it. If you find yourself stuck or if you see that there are holes in your understanding, review your notes or go back to the text and try again. Keep writing it out until you have a good handle on the main ideas and feel confident in your explanation. I’ve found that almost nothing reveals gaps in my thinking better than writing about an idea as if I am explaining it to a beginner. Ben Carlson, a financial analyst, says something similar, “I find the best way to figure out what I’ve learned from a book is to write something about it.”

6. Surround the Topic

I often think of the quote by Thomas Aquinas, “Beware the man of a single book.” If you only read one book on a topic and use that as the basis for your beliefs for an entire category of life, well, how sound are those beliefs? How accurate and complete is your knowledge? Reading a book takes effort, but too often, people use one book or one article as the basis for an entire belief system.

This is even more true (and more difficult to overcome) when it comes to using our one, individual experience as the basis for our beliefs. As Morgan Housel noted, “Your personal experiences make up maybe 0.00000001% of what’s happened in the world but maybe 80% of how you think the world works. We’re all biased to our own personal history.” One way to attack this problem is to read a variety of books on the same topic. Dig in from different angles, look at the same problem through the eyes of various authors, and try to transcend the boundary of your own experience.

7. Read It Twice

I’d like to finish by returning to an idea I mentioned near the beginning of this article: read the great books twice.

The philosopher Karl Popper explained the benefits nicely, “Anything worth reading is not only worth reading twice, but worth reading again and again.

If a book is worthwhile, then you will always be able to make new discoveries in it and find things in it that you didn’t notice before, even though you have read it many times.” Additionally, revisiting great books is helpful because the problems you deal with change over time. Sure, when you read a book twice maybe you’ll catch some stuff you missed the first time around, but it’s more likely that new passages and ideas will be relevant to you.

It’s only natural for different sentences to leap out at you depending on the point you are at in life. You read the same book, but you never read it the same way. As Charles Chu noted, “I always return home to the same few authors. And, no matter how many times I return, I always find they have something new to say.”

Of course, even if you didn’t get something new out of each reading, it would still be worthwhile to revisit great books because ideas need to be repeated to be remembered. The writer David Cain says, “When we only learn something once, we don’t really learn it—at least not well enough for it to change us much. It may inspire momentarily, but then becomes quickly overrun by the decades of habits and conditioning that preceded it.” Returning to great ideas cements them in your mind. Nassim Taleb sums things up with a rule for all readers: “A good book gets better at the second reading. A great book at the third. Any book not worth rereading isn’t worth reading.” Where to Go From Here Knowledge compounds over time. “Learning one new idea won’t make you a genius, but a commitment to lifelong learning can be transformative.” One book will rarely change your life, even if it does deliver a lightbulb moment of insight. The key is to get a little wiser each day.

Do you now have a complete idea of how reading books can change your life?

The idea is to create new habits that can boost your mental attitude towards what you want in Life. My goal to write this article is to help you become the best version of yourself by simply reading books that fit your passion. Moreover, I’m going to help you develop serval habits so that you can practice what you read every day. Are you now ready?

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In this blog, I want to lay a solid foundation addressing the morality of what we usually say about being poor. We all are living in a world of Proverty,but the problem is to know if Proverty is a blessing or a choice. However, let’s first understand three concepts that will guide us:         Proverty, Blessing and Choice.

Poverty is any deficiency of elements or resources that are needed or desired. As far as I’m concerned, I usually say that Poverty is a lack of creativity.

Blessing is some kind of divine or supernatural and, or reward.

Blessing is an option; a decision; an opportunity to choose or select something. Now, that we’ve just defined our three concepts, let’s find out the exact answer to the question: ” Is Poverty a blessing or a choice” It’s my hope and prayer that this article will spart a movement that will end the gruesome of statistics of Proverty and lack in your life. I strongly recommend that you read this article through carefully if you want to find out two principles that hold you back from achieving your success goals.   

A friend of mine once invited me for a dinner party. He invited me because he wanted to get my opinion regarding what he was actually facing in life. Then he let me know something very shocking. I tried to ask him what he truly wanted, he said he wanted to build a solid business, but he didn’t have enough money to achieve his goal. As soon as I knew what he wanted and why he didn’t achieve it the way he wanted, I went on asking him how much money he needed so that he could launch his business. He proudly replied: Jay, I already have $500, but I still need to make $5.000 so that I can build my business well. I bowed my head and said he was right,but I couldn’t stop asking him since I knew that he was driven by greed. I tried to know why he needed more money while he had already got $500 which he could use first to build a small business before trying to think about building a solid (big) business. He said he had no idea what to do with $500 since he needed more money.

Do You see how shocking this story is!! We need more in life, but we seem to have forgotten that God only promised to meet our needs, not to satiate our greed. Greed makes us want more than we can handle, it makes us heap up things until we have to acquire more living space just to keep it all. My friend didn’t achieve his goal because he wanted more than what he already had. That’s greed.

Greed is pervasive within the western culture ( As well as most of the leadership of the developing world, especially in Africa where almost 75% of people are poor). The sad reality is that greed is vigorously promoted from the pulpit and by those who are supposed to be the pillar of Truth and justice in society. There are even families where everyone is not satisfied with the little they have. All they want is to get more everyday. This greed concept is imprinted everywhere in society, therefore ” The poor get poorer and the rich get richer” .

I’m sure that you now understand the first reason most of us are still poor. It’s simply because we want more “Greed” which is a selfish or excessive desire for more than is needed or deserved, especially of money, wealth, food or other possessions. Principal one :  Greed

The second principal is “management” Lots of people need more than what they already have, they no longer focus on managing the little they have but all they want is to acquire more. The principal of Management tells us to be productive. We all want to get more money, beautiful houses etc, while we’re not productive. Go back to the story of my friend who wanted more money to build a solid business while he already had $500 at his disposal. He did nothing with this amount of money,but wait until he could make $5.000.

Poverty is the absence of self production, poor people are non productive ones. Poverty appears when you stop producing the little you have now.       

You get what you can manage

What did you do with the amount of money you recently got ? ( No matter how small capital it was)

Lots of people usually want to own beautiful houses, but the houses they are renting, they keep them dirty. Let’s now answer our question: “Is Poverty a blessing or a choice”? Only you can tell! But I believe that Poverty is simply a choice.

We are poor not because we were blessed to be so but because we chose to be so. The world is filled with people with great ideas but only a few people with great fortunes from those ideas. If you want to be among the people who have  great ideas that produce great fortunes, you need to learn to get rid of greed concept and imprint the principal of Management in everything you can do. Thanks so much for your time reading this article. Remember that, I’ve a gift which I’m offering for free of charge. It’s a my unlock your potential workbook. All you have to do is to comment below and Subscribe to my daily articles so that you can’t miss any of them.

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